Medical Plans

9 self-funded plans
6 managed HMO plans (Kaiser Permanente)
Plans with 2-tiered rates: employee or family
Plans with 4-tiered rates: employee, employee &                        spouse, employee & child, or family

Self-funded plans have free choice of provider
No out-of-network penalties
Plans include vision, prescription & preventive care

Deductibles range from $50-$1500 *
Medical out-of-pocket maximum from $500-$4500 *
Prescription out-of-pocket maximum from $0-$6350 *

All plans include short term weekly disability coverage **
Base benefits are $155/week & $200/week
Benefit buyups available 

All plans include Life & Accidental Death & Dismemberment                     benefits **
Base benefits are $5,000 to $10,000
Benefit buyups available

                                                                            * Individual
                                                                                               ** For employee

© 2016 UMTA Trust